Are you struggling to make payments on cars, credit cards, collections, medical bills, etc? If you are simply overwhelmed with debt and overextended on your monthly liabilities, filing bankruptcy in Phoenix may be a viable option for you and your family. Our team of Phoenix bankruptcy lawyers can help you analyze your debt situation. Our initial consultation can help you get things going in the right direction.
Phoenix Bankruptcy Lawyers
PHOENIX BANKRUPTCY ATTORNEYS - ELIMINATE YOUR DEBT
Our Phoenix bankruptcy law office provides bankruptcy representation and filing bankruptcy in Arizona is affordable. Our attorneys are experienced and knowledgeable in all aspects of Arizona bankrutpcy laws.Filing bankruptcy can help you and your family get the fresh start you deserve. Bankruptcy provides an opportunity to rebuild your credit and start with a clean slate. Filing bankruptcy doesn't mean it's over, just starting over.
If you are faced with the difficult decision of filing bankruptcy, you are not alone, in fact thousands of people in Arizona file bankruptcy each year. The bigger picture is if filing bankruptcy is the right financial decision for you. In order to file bankruptcy in Phoenix, Arizona, one must qualify by way of a bankruptcy means test. This test will determine if an individual or couple qualify for filing either a chapter 7 or chapter 13 bankruptcy based on the answers provided, including all income statements. Once you become eligible for filing bankruptcy in Arizona, your Phoenix bankruptcy lawyer will discuss your options. There are a few differences between filing a chapter 7 or chapter 13 bankruptcy in Arizona.
There are really two different types of bankruptcy petitions an individual can file in the State of Arizona:
Chapter 7 Bankruptcy - this is when an individual is able to eliminate all outstanding dischargeable debt
Chapter 13 - this allows a minimal payment plan that is paid to the State Trustee monthly for a set period of time.
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